Under federal and state law, consumers are protected against deceptive business practices, such as fraud, false promises, or misrepresentation related to the sale of goods, real estate, or services. In 1960, New Jersey enacted the New Jersey Consumer Fraud Act (NJCFA) to extend this legal protection to corporations and businesses, as well as increased penalties for parties that commit consumer fraud.
NJFCA covers a wide variety of commercial areas, including:
- Sale or lease of goods, real estate, and services
- Repair services
- Refund polices
- Funeral home practices
- Ordering and delivery of goods
The act has undergone further amendments over the years to cover more transactions as well as additional parties that may be liable for consumer fraud.